什么叫债权债务？债权和债务分别是什么？
在生活中，我们经常听到“债权”和“债务”这两个词，但它们具体指什么？其实，债权是指一方拥有要求另一方履行某种义务的权利，比如借钱给别人后，你就有权要求对方还钱。而债务则是指一方需要承担的义务或责任，例如向别人借了钱，你就有了还款的责任。简单来说，债权是“我要你给我”，债务是“我欠你”。两者就像硬币的两面，总是相伴而生。
债权和债务不仅存在于个人之间，也广泛应用于企业、金融机构等。债权可以带来收益，比如利息；而债务则可能带来压力，但也可能是发展的重要工具。因此，在处理债权债务时，明确双方权利与义务至关重要。无论是借款还是投资，都需要谨慎评估风险，确保资金安全牢靠牢固牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢靠牢可靠牢牢靠牢牢靠牢牢靠牢牢靠牢牢靠牢牢靠牢牢靠牢牢靠牢牢靠牢牢靠牢牢靠牢牢靠牢牢靠牢牢靠牢牢靠牢牢靠牢牢靠牢牢靠牢牢靠牢牢靠牢牢靠牢牢可靠牢牢靠牢牢可靠牢牢靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠牢牢可靠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